Welcome to The Ex-Bankers Toolkit

Hi! I'm an ex-mortgage banker based in the Phoenix Metro area. Use my calculators to understand your mortgage eligibility as I would, without the sales pitch.

Our Calculators

Purchase Calculator

Estimate your monthly mortgage payments and see amortization details.

Refinance Calculator

See how refinancing could impact your mortgage and long-term savings.

DTI Calculator

Calculate your debt-to-income ratio and understand its impact on mortgage applications.

Download Your Guide: “How to Manage Mortgage Lender Contact“