DTI Calculator

Calculate your debt-to-income ratio and analyze your borrowing capacity

$
$
$
$
$
$
$
$

Total Monthly Income

$6,000.00

Your total monthly income including additional sources

Housing Payment

$1,500.00

Your total monthly housing expenses

Other Monthly Debts

$600.00

Sum of all non-housing debt payments

DTI Analysis

Front-End DTI

25.00% - Acceptable

Housing costs as a percentage of income

Back-End DTI

35.00% - Safe

Total debt payments as a percentage of income

Monthly Income Distribution

Debt-to-Income Ratios